Privacy Policy

This is a reference calculator for dividend yield and after-tax income. There are no accounts, and nothing at all that identifies you is collected. The amounts and yields you type are calculated only on your device and never reach our server.

What stays in this browser

Your inputs and results are not saved anywhere. A refresh clears the page. The result card is drawn on your device, and it is downloaded or copied only when you press the button.

Links to the rate sources

When you tap a link in the source table, your browser goes straight to the National Tax Service, the Financial Services Commission or the national law site. It does not pass through our server. What those sites do with a visit follows their own policies.

What we never send

• The amounts, yields and results you type, in any form.
• IP addresses and device information (User-Agent) are not read, and no cookies are used.
• No notifications are sent, and permission for them is never requested.
• Connections leaving this site are blocked at the browser level, so even code that tried to send something could not.

This site is served through Cloudflare, which automatically injects a visit-tracking script into our pages. We did not add it, so we have configured your browser to refuse it. That means the tracking call does not go out. The tag itself is still injected by that layer though, so we would rather you know about it than not. We do not use cookies.

Anonymous signals the server receives

• Step names (page opened, a yield was calculated, a monthly goal was calculated, a reinvestment table was calculated, the result card was saved, the result text was copied, the Gwiraedang link was tapped, first touch on the page), the interface language, the channel label we wrote into our own link or the domain of the previous page (never the path or query), and the date you arrived (day only, no clock time).
• Your amounts and results are not included. Only the fact that a calculation happened is counted.
• If something breaks on screen, that fact reaches the same place: we send only the error name (TypeError, for example) and an eight-character fingerprint of where it happened. We never send the error message, the stack, or the address. At most three per visit.
• These signals live in short-term server logs only and are never shared with third parties. We may show Google AdSense ads to cover running costs; Google may then use cookies or ad identifiers under its own policy.

How to delete

We keep nothing of yours, so there is nothing to delete. There is no record on the server to delete.

Business registration details and a contact address will be posted here once registration is complete.